gtag('config', 'AW-790782773'); Positive SSL

Low Doc Loans

Low Doc Loans Australia

We know you have worked hard to get to where you are. You have made your own path, faced challenges, and reaped the rewards along the way. 

You’re ready to move forward. You know that you’re more than capable of doing great things. 

Unfortunately, the big banks don’t see it this way. All your hard work doesn’t translate on paper for them, the very specific boxes weren’t ticked, and you’re left feeling rejected. 

That’s Where We Come In

Guardian National Mortgage provides low doc loans for those who don’t have sufficient documentation for a standard home loan. Low doc loans are a fantastic alternative for those who have limited documentation. 

If you compare low doc loans to ‘ndoc’ loans provided in Australia, you will find some similarity. However, ‘low doc’ loan requires you to provide alternative documentation to support your home loan application. 

If you don’t have the ‘correct’ documentation, ordinary lenders are quick to see the risk, not the potential. Banks are notorious for snubbing business owners, freelancers and other customers looking to secure a loan. 

However, they also lack access to a range of lenders and the ability to provide alternative home financing. So, in a sense, they may have done you a favour by rejecting you! 

Your circumstances can be reviewed when circumstances change. 

Reasons why Low Doc Home loans are the best option in Australia

Low Doc Home Loans are ideal for you if: 

  • Your tax returns aren’t available or up to date
  • Your income may have increased since your last return
  • You need an urgent settlement of a transaction
  • You need immediate funds to pay an ATO debt
  • You need urgent funds to pay suppliers
  • Your only income is from rental properties

Providing An Alternative

We see the entity, not just the individual. We look at your business turnover and consider the complex financial factors involved when assessing your borrowing capacity. Our lending criteria are less stringent, so we are more likely to be able to help you achieve your goals, be it to consolidate, renovate, or innovate. 

We have a range of alternative mortgage lenders, allowing us to customise your mortgage management and get you the best terms and rates for your situation. 

Thinking about applying for a low doc loan?

We know that you’ve worked hard to get where you are, and we want to help you get even further. Call 1300 LOANSTAR , for more information or to apply for a low doc loan today. 

Ready to apply or would you like to discuss your home loan needs with us?

If you have a general enquiry, please complete the form below and our customer service team will contact you.