In the past, residential lending was dominated by banks and credit unions. For the banks, residential lending was a means to gain further financial relationships with borrowers. For borrowers, banks were favoured by default, due to their physical accessibility and the ability to utilise other products and services.
These days, with the increasing availability of information, online pre-approval tools, and more options for non-bank and specialist lenders, borrowers are no longer at the mercy of the stringent criteria and restrictions of the ‘Big Four’.
Because Guardian National Mortgage has access to a range of lenders, from larger financial organisations to non-bank and specialist lenders, we work with you to find the right loan for your circumstances. We’re not bound to any particular lender or product, so you can rest easy knowing we’re working hard to get the best loan terms and most competitive rates for you.
When you choose Guardian National Mortgage as your mortgage broker, you are choosing to avoid the time-wasting and hassle of going it alone. There’s no need to go through all the stress of making a hundred difficult decisions, when you could make one easy choice today and leave the hard work to the experts.
We work for you
That means we help borrowers just like you get financed for their home loan, even those who may have trouble gaining approval from banks and larger lenders, such as:
- Previous bankruptcy
- ATO debt
- Minimal deposit
- Limited Documentation (No doc/low doc)